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National Bankers Association
87th Annual Convention
October 1 – 4, 2014
Marriott Marquis Hotel
901 Massachusetts Avenue N.W.
Washington, DC 20001

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President's Message

From Michael A. Grant

National Bankers Association
1513 P Street, NW
Washington, D.C. 20005

January, 2014


     2014 has arrived and promises to be one of the most challenging years on record for minority banks. Still struggling to overcome the aftershocks created by the Wall Street meltdown of 2008, minority banks are being called to make major modifications in their business strategies if they are to survive.

     The National Bankers Association, still the only recognized voice for minority banks in our nation’s capital, continues to seek innovative solutions that will aid its members in their efforts not just to survive but to thrive for years to come.

     I hope this message will be a clarion call to those minority depository institutions who have not joined the Association to pause and think seriously about the myriad benefits to be gained by becoming a member of the only banking trade association that makes the unique challenges of minorities a priority.

     When the NBA calls on the White House, Congress, the Treasury Department, the federal regulatory bodies or other agencies of government, it does so in the spirit of Section 308 of FIRREA, that Act of Congress that calls for the preservation of minority banks. When the various bills are introduce in Congress that could impact banks in a significant way, the NBA is always there to influence the legislative process in such a way that increases the probability that the passage of such legislation serves rather than undermines our nation’s minority depository institutions.

     There are many tangible benefits of joining the NBA even though the list below is not meant to be exhaustive:

  • Participation in government and corporate minority depository programs;
  • Assistance in accessing the Minbanc Scholarship Program for bank executives (up to $3,000 per year/per bank);
  • Two annual meetings where NBA members not only convene to share “Next Practices” but come face-to-face with governmental leaders and representatives from the regulatory bodies;
  • Participation in loan syndications;
  • Opportunities to interact with vendors who are positioned to help banks strengthen their balance sheets through various non-interest fee income products; and finally,
  • Being in a network of like-mined minority bankers who ultimately must share strategies for an emerging new landscape for banking.

     It is now conventional wisdom that there is strength in numbers. When Hispanic-American, African-American, Asian-American, Native-American and women-owned banks decide to close ranks, united, they become a force multiplier and an interest group that has real clout in our nation’s capitol.

     2014 can be a watershed year for minority banks. It could one day be herald as the year when minority banks, from sea-to-shining sea, decided to leave their silos to harness their collective resources and secure a brighter future for this incredibly important sector of the U. S. Banking System.

Michael A. Grant, J.D.
National Bankers Association

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