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Evelyn F. Smalls


Evelyn Fennell Smalls is President and Chief Executive Officer of United Bank of Philadelphia, a minority-owned and controlled, full service commercial bank. With over 30 years experience in banking and community development, Mrs. Smalls is responsible for the leadership and management of the Bank including setting the direction of the organization, communicating its vision and adapting the culture and operations to achieve success.


Prior to her appointment as President and Chief Executive Officer, Mrs. Smalls served as Senior Vice President for Regulatory Compliance and Community Reinvestment. Her leadership helped establish the Bank’s community reinvestment model that has achieved consecutive “Outstanding” ratings from the Federal Reserve and FDIC since the Bank’s inception.


Before joining United Bank of Philadelphia, Mrs. Smalls served as Partner and Consultant with the Community Development Services Group of Pennsylvania from 1984 through 1993. From 1973 through 1984, she was Vice President and Consultant to Executive Management at First Pennsylvania Bank of Philadelphia. Skilled in organizational dynamics, Mrs. Smalls started her career in Philadelphia with the Arco Chemical Company.


Mrs. Smalls received her Bachelor’s degree in Business from North Carolina Central University.  She serves on several boards, including United Bancshares, Inc., where she is a member of the executive, asset liability and loan committees.  She also serves on the boards of the Chamber of Commerce for Greater Philadelphia, Chairperson for the Philadelphia Authority for Industrial Development (PAID), Philadelphia Industrial Development Corporation (PIDC), Pennsylvania Association of Community Bankers (PACB), the American Bankers Association (ABA) Foundation and the National Bankers Association.  In addition, Ms. Smalls was appointed by the Federal Reserve Bank of Philadelphia and served a three-year term on the Community Depository Institutions Advisory Council (CDIAC).  


Mrs. Smalls’ passion includes activities that support women’s issues, economic empowerment and development activities for youth.  In addition, she is an alumni member of the Philadelphia Chapter of The Links, Inc.  During her active status she served as Face Chair of National Trends and Services Committee which focuses on economic opportunities and financial education.  In addition she served as Chaplain.

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