The Emerging Opportunity for a 2.0 Reset Minority Depository Institutions (MDIs) have long served as vital anchors in their communities, providing essential financial services and fostering economic growth. In today’s rapidly evolving financial landscape, new business models and technologies are presenting both significant opportunities and complex challenges. Among these, Banking as a Service (BaaS) is a business model under active consideration by MDIs. In a recent survey among NBA...

All In, but First Let’s Have a Working AI Policy Minority Depository Institutions in the Age of AI: Adopting New Technologies The banking landscape is constantly evolving, driven by rapid advancements in technology. For Minority Depository Institutions (MDIs), staying at the forefront of innovation is crucial to serving communities effectively and ensuring long-term growth. Recent insights gathered from members of the National Bankers Association highlight a clear trend: MDIs are actively...