The National Bankers Association (NBA) is proud to announce a new partnership with Thomas Ho Company to support mission-driven banks with advanced balance sheet analytics and peer insights.
This collaboration will provide NBA member banks with quarterly balance sheet benchmarking and peer analytics designed to strengthen strategic decision-making and financial performance at community financial institutions.
The National Bankers Association champions minority depository institutions (MDIs) and advocates for mission-driven banks serving underserved and low-to-moderate income communities. Representing community banks across 43 states and territories and more than 150 member institutions, NBA plays a vital role in advancing economic empowerment, capital access, and financial inclusion.
By leveraging Thomas Ho Company’s cloud-based analytics platform, NBA member banks will gain deeper insight into balance sheet performance, peer positioning, and strategic risk management.
Anthony Barr, Director of Research and Impact, National Bankers Association:“Partnering with Thomas Ho Company allows the National Bankers Association to bring deeper balance sheet analytics and peer benchmarking directly to our member institutions. These insights help strengthen financial performance while supporting the critical mission our banks carry out in their communities.”
Steve Thomas, CEO, FutureWave Finance LLC: “The National Bankers Association represents an essential network of mission-driven banks that play a transformative role in expanding financial access. I’m proud to have helped bring this partnership together so that NBA member institutions can access advanced analytics and peer insights that support stronger balance sheet management and long-term growth.”
Dr. Thomas Ho, Founder, Thomas Ho Company Ltd:
“This partnership reflects our long-standing commitment to advancing financial decision-making through rigorous analytics and research. By bringing our platform to the National Bankers Association, we aim to equip minority depository institutions with the tools and insights needed to navigate balance sheet complexity, manage risk effectively, and drive sustainable growth.”
Thomas Ho Company Ltd. is a trusted financial and regulatory technology provider serving community financial institutions with assets ranging from $10 million to more than $50 billion. Built upon more than 35 years of pioneering research, including the Ho–Lee model and Key Rate Duration, the firm provides a unified cloud-native platform that connects ALM analytics, credit analysis, capital markets execution, and loan trading into a single decision-support ecosystem. Thomas Ho ALM Platform offers coherent end-to-end banking analytics, from capital markets analysis to financial simulations, and pioneered the first agentic dynamic decision architecture to optimize ALM strategies.
Built on decades of research and industry collaboration, Dr. Thomas Ho has also served as an advisor to regulators and Federal Home Loan Banks, reinforcing the firm’s role at the forefront of balance sheet risk and performance management.
NBA member banks interested in learning more about their individual analytics and peer benchmarking reports are invited to schedule a Google Meet session with our team. During these discussions we can also demonstrate THC’s MyCAMELSTM report and show how institutions use it to support balance sheet decision-making.
For more information, please contact:
National Bankers Association – Anthony Barr at abarr@nationalbankers.org
Thomas Ho Company – Art Hilliard at art.hilliard@thomasho.com