Co Authored By: Mariama Jalloh-Heyward and Cheryle Thorne-Harris You earn an income that may look “good on paper.” From the outside, it seems like you should feel financially secure. Yet when your payday arrives, part of that money is already spoken for even before it hits your account. That feeling of frustration is normal and more common than people realize. Many times, the frustration arises because it does not match the image people often associate with “doing well.” Fin

It’s been a tumultuous time for the U.S. housing market. COVID-19 and widespread remote work transformed housing preferences overnight, with people moving out of urban cores and demanding more space. Low interest rates spurred record numbers of home purchases and refinances. Then came the slump as interest rates rose, housing supply remained low, and new headwinds in construction and labor costs materialized. i In this snapshot of mortgage lending by minority depository inst

Organizations rarely fail because they run out of ideas. In fact, most have an abundance of digital technology wish lists and growth plans. The real breakdown happens in the space between intention and execution. Without the right systems to translate vision into consistent action and capital, even the best ideas stall or quietly fade. This is the hidden gap that mission-driven community banks face when it comes to strategic growth and digital transformation. Across our work

At the National Bankers Association, we know that banking matters: it gives people a safe place to store their money, provides opportunities to invest and build wealth, and facilitates capital circulation in the local economy. The association is also committed to expanding access to the essential services that banks provide to their communities. This is now easier, thanks to recently published data on banking deserts. The new Federal Reserve dashboard identifies neighborhoods