Every year, the Federal Reserve's Small Business Credit Survey (SBCS) captures the financial pulse of America's small businesses. The 2026 edition delivers an urgent message: minority-owned employer firms are operating under significant financial strain and are struggling to access capital. For Minority Depository Institutions (MDIs), Community Development Financial Institutions (CDFIs), and other mission-driven lenders, these findings underscore a significant opportunity to help strengthen...

Strength of MDIs: A Roundup of 2025 MDI Research from the National Bankers Association and our partners

Detroit is at the forefront of implementing cutting-edge community development initiatives. Despite experiencing economic setbacks, the city has emerged in a position of strength through the leadership and hard work of its ecosystem of community-based organizations.