Strategic Planning in the AI Age
 
Fintechs now capture 44% of all new checking accounts and AI has shifted from a lab experiment to an operational reality. For Minority Depository Institutions, the pressure to adapt is no longer a future concern. If your institution is still on a traditional three-year planning cycle, you are planning for a world that no longer exists. In the last 18 months alone, AI has moved from a laboratory experiment to a fundamental operational reality and success requires a shift to Continuous Strategic Planning - a dynamic "operating system" that emphasizes: Sense>Decide>Act > Adjust over rigid annual documents.